We are at your service with specific financial solutions for your company and projects.
We provide you the financing facilities with the specialization and product diversity you need.
Overdraft Account
With a Overdraft Account defined to your current account, you can borrow up to your limit and pay interest up to the amount according to days of your borrowing. So you will keep your financial costs under control and no longer bother about your check, rent and salary payments. Even if your account has insufficient balance, your bill and tax payments continue to be made from your Overdraft Account with an automatic payment instruction.
Revolving Loan
With a Revolving Loan, you can promptly meet short-term cash requirements of your business. You can withdraw and transfer money, any time from your account, within your limit.
Revolving loans allow you to close your loan in part or in full any time during the term by paying interest only for the amount and days of your borrowing. In addition, the feature of quarterly interest payments will provide you with ease in the cash flow of your business.
Spot Loan
To meet your cash requirement, you can use a Spot Loan with a fixed loan amount, term, and interest rate, in TL or FC according to your requirement.
Since the interestinterest rate is fixed on the first day of loan, it will not be affected from rate and economic fluctuations and you will get ease in the cash management of your business.
Installment Commercial Loan
We support you with Installment Loans in any of your requirements from capital increase to replacements in your business, from your business growth plans to your cash requirements, from equipment replacement to your goods purchases.
By using Installment Loans, you can meet your cash requirement at a time and make your repayments by fixed or flexible installments according to your cash flow. You can use your loan either in TL or FC, with a term up to 60 months, according to your requirement.
Auto Loans
If you want to buy your business a vehicle or a fleet of vehicles, you can use Commercial Vehicle Auto Loans, in TL or FC Indexed according to your requirement, up to a term of 48 months, and with advantageous interest rates.
Besides, you can also have additional interest discounts when you buy your vehicle insurance through our Bank.
Office Loans
If you want to get rid of paying rents for your business, use an Installment Office Loan and buy the real property of your choice.
With terms up to 60 months, you can easily repay your loan. You can use the Office Loan, in TL or as FC-indexed according to your requirement, up to 70% of the appraisal value of the real property you will buy.
Foreign Currency Loans
If you have exports or any operations with foreign currency receipts, you can meet your financial requirements through a Foreign Currency Loan. You can borrow in USD / EURO, protecting your business from potential exchange rate risks.
FC-indexed Loans
These are loans you can use with an interest rate applied in and as indexed to a foreign currency, and which is closed with the collection of the principal and interest at the term. FC-indexed loans involve no export commitment.
Discount Loans
This is a type of loan which must be used where you have a large portfolio of notes and customer checks and an intensive cash loop.
We forthwith pay the amount of note and checks, after collection of interest accruing on the note until its maturity, So cash flow of your business is eased.
Foreign Currency Check Purchase Loans
It is made available through the purchase by the bank of your checks drawn in a foreign currency and through the payment to your company of the check amount after necessary deductions, before the check maturity.
Invoice Financing
This is a type of loan you can use up to a term of 12 months for goods purchases or of 36 months for equipment purchases, and where you can make your payments monthly, quarterly or semiannually, as you may prefer.
It involves no interest payments other than the commission paid during loan disbursement.
* For Invoice Financing Loans, the original or proforma invoice of the goods/equipment required to be financed must be presented to our Bank.
